Terms of Service

These terms and conditions are an agreement between all Users of the website (individually referred to as ‘You’, ‘Your’, or ‘User’) and MonedaFX.

By using our website, services, and reading our content, you agree to be bound by the following terms and conditions. These terms may change at any time. By continuing to use our website after such changes or modifications, you indicate agreement to the new terms. If you do not agree to these Terms, you may not use, view, or subscribe to our website. No physical, electronic, or digital signature is required; your decision to use MonedaFX products and services is consent given unconditionally under the law.

Appropriate Use/Services

MonedaFX shares content for educational purposes only. Any information shared through our platforms, including the website, social media, messaging platforms, or other means, does not constitute financial advice or an invitation to engage in any financial activity or an inducement of funds. MonedaFX is not authorised by the Financial Conduct Authority (FCA), and you understand that our services do not represent financial advice, recommendations, or inducements to trade or deposit funds.

All users are advised to conduct independent research before making financial decisions. MonedaFX does not guarantee the accuracy or completeness of the information shared and is not liable for any financial losses based on the information provided.

Eligibility

To use MonedaFX services, you must be 18 years or older. If you are under 18, your legal guardian must acknowledge and agree to these terms. If they do not, you must discontinue the use of our services immediately.

Risk Disclaimer

Trading Foreign Currencies (FX) and Contracts for Difference (CFDs) carries a high risk of financial loss, including the potential loss of your entire investment. The vast majority of retail clients lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take such risks. MonedaFX is not liable for any losses incurred through trading decisions based on the content provided. Past performance is not indicative of future results.

Privacy Policy and Data Handling

MonedaFX is committed to protecting user privacy. We collect and process personal data in compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR). Data such as names, email addresses, and payment information is collected solely to provide services and communication. We store data securely and do not share it with third parties without your consent, except where required by law. Please refer to our Privacy Policy page for detailed information.

Cookie Policy

MonedaFX uses cookies and tracking technologies to improve user experience and analyse website traffic. By using our site, you agree to our Cookie Policy. You may manage or disable cookies via your browser settings, although this may impact website functionality.

Intellectual Property

All content and materials provided by MonedaFX, including educational materials, software, logos, and branding, are protected by intellectual property laws. Users may use the content only for personal, non-commercial purposes. Unauthorised reproduction, redistribution, or use of MonedaFX content is strictly prohibited.

User Conduct

You agree to engage respectfully when using MonedaFX services and refrain from spamming, posting abusive content, sharing misleading information, or engaging in fraudulent activity. Violation of these rules may result in the termination of your access to services.

Cancellation and Refund Policy

To cancel your subscription, you must contact our team 14 working days before your next payment is due. Refunds are not available, and all sales are final. You must follow the cancellation steps fully, including messaging the admin group 1 day before the renewal date to finalise your request. Failure to follow these steps may result in continued service until properly terminated. For further information, please refer to our refund policy.

Termination of Service

MonedaFX reserves the right to terminate or suspend your access to services if you violate these Terms, engage in fraudulent activity, or compromise the integrity of the service. We may also pursue legal action where necessary.

Affiliate/Marketing Disclaimer

MonedaFX may collaborate with affiliates and marketers for promotions, but we are not liable for any claims arising from third-party promotions. Always refer to MonedaFX’s official channels for accurate information.

Legal Compliance

You are responsible for ensuring compliance with local laws related to currency trading. MonedaFX does not provide financial services, and users must confirm that using MonedaFX’s services is permissible under applicable laws.

No Warranties

To the extent permitted by applicable law, MonedaFX services and content are provided ‘as is,’ without any warranty of any kind. We do not guarantee the accuracy, quality, or uninterrupted availability of services and disclaim any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement.

Limitation of Liability

MonedaFX will not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, loss of data, goodwill, service interruption, or system failures arising from your use of the website or services.

Governing Law and Dispute Resolution

These terms are governed by UK law. Any disputes arising from these terms will be resolved in the courts of the UK. Before taking legal action, both parties agree to use reasonable efforts, including mutual discussions, to settle any claims in good faith over two calendar weeks. If unresolved, either party may pursue legal action in court.

Section 21 FSMA Compliance Disclaimer

MonedaFX is not authorized by the FCA to provide regulated financial services. No part of our services or content constitutes a financial promotion as defined by Section 21 of the Financial Services and Markets Act 2000 (FSMA). All content is for educational purposes only. You are solely responsible for your financial decisions.

Contact Us

For any questions or grievances, please contact us through our official website.